You Live Here. Why Not Get Approved Here?

These days, finding the right mortgage can be as tricky as finding the perfect home. Fortunately, Reliance is here to help. With competitive rates on fixed rate, adjustable and even mega jumbo loans, Reliance has a package to meet your budget, your timeline and your expectations.

Call for details. 

Whitney Skipworth Julie D Davis
NMLS# 440136 NMLS# 440135
22236 Hwy 72 12050 County Line Rd
Athens Al 35613 Madison Al 35758
256.771.7820 office 256.233.5884 office
256.232.2697 fax 256.233.5915 fax
  256.476.0391 cell
wskipworth@reliancebanking.com julie.davis@reliancebanking.com

Kelly Register
NMLS# 664158
108 Longwood Dr
Huntsville AL 35801
256.429.2028 office
256.519.2295 fax
256.656.1570 cell
kregister@reliancebanking.com

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Equal Housing Opportunity


Conventional Fixed Rate Mortgages

Our long term fixed rate mortgage is the traditional way to finance a home. The interest rate stays the same for the entire term of the mortgage, so your monthly principal and interest payment is always the same.

Adjustable Rate Mortgages (ARM)
With and Adjustable Rate Mortgage, your initial rate is lower than the rate on a fixed rate mortgage. This means lower monthly payments at first, a real savings that can help you offset the costs of your down payments, closing costs, moving expenses and so on.

Construction Loans
Provide financing while you build your new home or remodel your existing home. Funds can be advanced as you need them to cover current construction costs.

Refinancing
Refinancing your home may be a very smart financial decision. Reliance Bank can help with that, too. Again, we’ll look at the options and customize a loan that fits you best.

FHA Mortgage Loans
Fixed rate mortgages administered by the Federal Housing Authority that typically require lower down payments, feature easier qualification, and offer other advantages. Let us help you determine if you qualify.

VA Loans
Available to qualified veterans and active duty military persons, guaranteed by the United States Department of Veterans’ Affairs. VA loans generally feature no down payments and financing up to 100% of purchase price without requiring mortgage insurance. Seller can pay all closing costs.